We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.

MAKING HOMEOWNERSHIP EDUCATION SIMPLER...

One Episode at a Time.

Listen now on Spotify, Apple Podcasts, or wherever you get your podcasts.

A neon sign that says the mortgage 101 podcast

We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.

MAKING HOMEOWNERSHIP EDUCATION SIMPLER...

One Episode at a Time.

Listen now on Spotify, Apple Podcasts, or wherever you get your podcasts.

A neon sign that says the mortgage 101 podcast

MEET YOUR HOSTS!

We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.

A man with glasses and a beard is smiling in a black and white photo.

MANLEY HAINES

Producing Partnership Branch Manager

NMLS: 755847

Co-Host of The Mortgage 101 Podcast


If you’ve ever wondered why the mortgage process feels so overwhelming—or wished someone would finally just break it down in plain English—you’ve come to the right place.

Manley Haines has been helping people make sense of home financing for over 23 years. As a top-producing mortgage professional and trusted advisor, he’s guided hundreds of buyers and homeowners through the ups and downs of the market with transparency, humor, and an unwavering commitment to doing what’s best for them.


On The Mortgage 101 Podcast, Manley brings his no-nonsense approach to the airwaves. He’s here to give you the clarity and confidence you deserve—whether you’re buying your first place, moving up, refinancing, or simply trying to figure out what all the headlines mean for your budget.


Manley is known for making complex topics feel refreshingly simple, sharing real stories that illustrate why homeownership is still the greatest wealth-building tool most people will ever have. His passion is helping you cut through the noise, avoid costly mistakes, and build a plan that works—today and for years to come.


When he’s not behind the mic, you’ll find Manley collaborating with real estate partners, mentoring fellow loan officers, or catching a game (Go Wisconsin!). Wherever you are in your homeownership journey, he’s here to help you take the next step with confidence.


Tune in and discover why so many listeners say, “Dang, that’s a good mortgage.

A man with a beard is smiling in a black and white photo.

ANTHONY VALENTINO

Producing Partnership Branch Manager

NMLS: 1226235

Co-Host of The Mortgage 101 Podcast


If you’re looking for straight talk, real solutions, and a deeper understanding of how mortgages actually work — you’re in the right place.


Anthony Valentino brings over 15 years of experience in finance and mortgage lending to the mic. As Vice President of Mortgage Lending, he’s helped thousands of families across the United States navigate the mortgage process with confidence and clarity.


Known for his honesty, deep industry knowledge, and ability to explain complex topics in simple terms, Anthony is on a mission to educate, empower, and equip listeners with the tools they need to win in any market. Whether you're buying your first home, investing, or refinancing, this podcast delivers the insider strategies most lenders won’t tell you.


With a full-time, nationwide team and a tech-savvy, client-first approach, Anthony brings the same energy to this podcast that he brings to every client: show up, educate, and deliver results.

 WELCOME TO THE YOUTUBE CHANNEL

THE MORTGAGE 101 PODCAST!

We're cutting through the media noise and breaking down the real state of the housing market — from interest rates to inventory and everything in between.



By Manley Haines August 8, 2025
In Episode 14 of the Mortgage 101 Podcast, hosts Anthony and Manley navigate the 2025 housing market with a "Love Boat" theme, exploring why bond market dips aren’t lowering mortgage rates as expected. Broadcasting from the metaphorical "SS Equity Dreamliner," they discuss rate volatility, the Federal Reserve.
By Manley Haines August 7, 2025
In Episode 12 of the Mortgage 101 Podcast, hosts Anthony and Manley welcome Coach Kyle Draper, a social media expert and author of Rethink Everything You Know About Social Media, to discuss leveraging authenticity in the 2025 housing market. Recorded with Anthony in Hawaii, Kyle in Dallas, and Manley in Wisconsin.
A YouTube thumbnail for a Mortgage 101 podcast episode featuring a man with glasses and a beard, smi
By Manley Haines August 1, 2025
In Episode 11 of the Mortgage 101 Podcast, hosts Anthony and Manley dive into the "Big Beautiful Bill" (BBB), signed into law on July 4, 2025, reshaping the 2025 housing market. The bill eliminates federal taxes on tips and overtime up to $25,000 for incomes under $160,000, raises the SALT cap to $20,000.
A man is standing in front of a green screen that says mortgage 101 podcast
By Manley Haines July 25, 2025
In Episode 10 of the Mortgage 101 Podcast, hosts Anthony and Manley tackle the volatile 2025 housing market, recorded live at Red Rooster Studios in Wisconsin. They analyze unpredictable bond market swings, the Federal Reserve’s cautious stance on rates, and the looming housing inventory crisis.
A man is standing in front of a red light and green light
By Manley Haines July 25, 2025
In Episode 9 of the Mortgage 101 Podcast, hosts Anthony and Manley navigate the 2025 housing market’s mixed signals, likened to a “red light, green light” game. They discuss why the Federal Reserve’s “higher for longer” rate stance persists, how single-family home sales are surging despite economic caution.
thumbnail for mortgage 101 podcast episode fear or freedom making mortgage moves
By Manley Haines July 18, 2025
In Episode 8 of the Mortgage 101 Podcast, hosts Anthony and Manley explore the 2025 housing market, focusing on the millennial mindset shift toward homeownership. They debunk myths rooted in the 2008 crisis, discuss non-conforming loan options for entrepreneurs, and analyze market trends.
youtube thumbnail for the mortgage 101 podcast episode 7 the great american financial circus
By Manley Haines July 18, 2025
In Episode 7 of the Mortgage 101 Podcast, hosts Anthony and Manley unravel the complexities of the 2025 housing market, likened to a financial circus. They discuss the risks of privatizing Fannie Mae and Freddie Mac, the shift from quantitative easing (QE) to quantitative tightening (QT), and the impact of tariffs.
mortgage 101 podcast episode titled why are home prices still rising
By Manley Haines July 10, 2025
In Episode 6 of the Mortgage 101 Podcast, hosts Anthony and Manley explore why home prices continue to rise in 2025 despite interest rates exceeding 7% and a slowdown in home sales.
A screenshot of the mortgage 101 podcast episode 5 thumbnail
By Manley Haines July 10, 2025
In Episode 5 of the Mortgage 101 Podcast, hosts Anthony and Manley address the challenges of low housing inventory and high interest rates in 2025.
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